Dog breeding is a business just like any other and for this reason, it is important for every breeder to take out a dog breeder’s insurance policy to protect their business. A dog breeders’ insurance policy is insurance coverage that breeders can buy to protect them from the damage, theft and loss of the dogs they breed.
Dog breeder’s insurance policy may also offer coverage for vet bills for their dogs in case of illness or accidents, as well as covering loss should a dog die under their care. With a good dog breeders’ insurance plan, the breeder will avoid suffering great losses as their assets will be fully insured.
Some dog breeders’ insurance policies offer liability coverage to protect the breeder from being sued in the event that their staff or any other person is attacked and bitten by one of the breeder’s dogs. Moreover, such a cover will also shield the breeder in the event that their dog causes damage to other people’s property. We discuss dog bite insurance in further detail in the latter half of this article.
Coverage for New Owners
Some dog breeders’ insurance policies enable the breeder to provide their clients with their own insurance plan coverage for up to a month after buying the dog. This gives the pet owner immediate coverage for illnesses and injuries up to a certain amount, as soon as the breeder activates the policy on behalf of the new dog owner.
One benefit of dog breeders’ insurance is that it adds value to the new owner when they buy a dog with free insurance. As such, in the event that the dog suffers an injury or falls ill within the coverage period, owners are less likely to return the dog to the breeder.
Dog breeder’s insurance usually comes with benefits such as free advertising on the insurance company’s website, which enables the breeder to find homes for their dogs faster, as well as reward credit for every new cover that’s activated. Using this type of dog breeder insurance is a great way to protect your business, as well as reach more customers.
After reading this article you can see how important insurance for dog breeders is. If something happens on your property you risk losing your livelihood.
Dog Bite Insurance
When you make the all important decision to buy a dog, you normally focus on their gentle nature, friendliness, loyalty and companionship. Even though it’s nice to focus on a dog’s positive aspects, you should not forget their dangerous, unpredictable nature as well.
This is because a dog can suddenly turn into a vicious pet and cause harm to the people around you. It is therefore important for all dog owners to take reasonable measures to protect themselves from lawsuits that may arise from accidents such as injuries caused by their dog. One way to ensure this protection is by purchasing dog bite insurance.
Dog bite insurance is insurance coverage that pet owners can buy in order to protect them from being sued in the event that their dog bites someone. Such policies enable the dog owner to have their insurance company pay out reasonable amounts of compensation for victims of canine-inflicted injuries.
This type of insurance will protect relationships with the people who are closest to the pet owner including relatives, friends and neighbors who face a chance of being attacked by the dog. This is especially important seeing as dogs are more likely to bite someone who is closest to the dog owner.
The Bottom Line
Once your dog bites someone, you may face the risk of losing your insurance. This is because the insurance company will thereafter regard your dog as an increased risk, thereby requesting certain changes to your policy such as a higher premium.
Dog bite insurance is especially important for owners of large dogs such as Dobermans, Pit Bulls, German Shepherds and Great Danes. This is because larger dogs are regarded as being more likely to exhibit violent behavior such as biting, than smaller dogs.
As such, dog bite insurance enables the dog owner to minimize the financial risk they would face due to violence caused by their pet against other people.
With the amount of people being bitten by dogs, and also the amount of people in the country being sued, it is very important to protect yourself. If you take your dog out in public on a regular basis, then why not look into getting insurance against a dog biting someone? It may be cheaper than you think.